🧱 CC&R’s Catastrophes: What Buyers Wish They Knew Before Closing

Written by Kimberly Smith - Your trusted Las Vegas Real Estate Queen

When you fall in love with a home—especially in a beautiful, well-maintained community—it’s easy to get swept up in the aesthetic and forget to read the fine print. But let me tell you: those CC&Rs (Covenants, Conditions & Restrictions)? They can turn your dream home into a compliance nightmare if you don’t know what you’re agreeing to.

🧐 First—What Are CC&Rs?

CC&Rs are the rules set by the Homeowners Association (HOA) to keep the neighborhood consistent and appealing.

Sounds great, right? But here’s the catch: they can limit what you do with your home—from paint colors and landscaping to renting it out or parking your RV.

💥 Common CC&R Catastrophes (That Catch Buyers Off-Guard)

Let’s talk about the biggest ones I’ve seen after buyers close:

🚫 1. You Can’t Park in Your Own Driveway

Some communities don’t allow overnight parking in driveways or on the street.Yes, even if it’s your car, your house, your space.

👑 Queen’s Tip: Always ask about parking restrictions. That third car or visiting guests could become a headache.

🎨 2. You’re Not Allowed to Paint That Color

Want to go bold with a modern black or coastal blue? Some HOAs dictate exact color palettes, down to the trim.

👑 Queen’s Tip: Don’t assume approval is guaranteed—even if your neighbor has it. Rules change over time.

🐾 3. Your Fence Is Too Tall (or Too Short)

Thinking of adding a fence for the kids or dogs?CC&Rs often regulate height, material, and placement—and tearing out a non-compliant one can cost thousands.

🛏️ 4. No Short-Term Rentals Allowed

Bought your home thinking of listing it on Airbnb or hosting friends for extended stays? Many HOAs ban short-term rentals outright, and others require permits or registration.

👑 Queen’s Tip: Always check rental clauses in the CC&Rs—especially if your home was marketed as an “investment opportunity.”

🌿 5. No Artificial Turf, Solar Panels, or Certain Trees

Believe it or not, even eco-friendly upgrades can violate CC&Rs. You might be told to remove landscaping or solar installs—after you’ve paid for them.

📚 So, How Do You Avoid These Surprises?

1. Request the CC&Rs early in escrow

2. Read the entire document—or have your Realtor flag key restrictions

3. Ask the HOA directly for clarification

4. Work with a Realtor (hi 👋) who knows what red flags to spot

   
   
   
   

💬 Final Word from Kimberly

“You’re not just buying a home—you’re buying into a community’s rules. The best time to learn the fine print is before you fall in love with the backyard view.”

👑 About Kimberly SmithKimberly Smith is a top Las Vegas Realtor known for her sharp market insight, strategic approach, and commitment to helping clients move smart—whether buying, selling, or just exploring what’s next. She’s not just a local expert—she’s The Real Estate Queen of Las Vegas.

📞 Connect with Kimberly:📍 Serving Greater Las Vegas | 🏡 Luxury + Residential

📧  kimsellslv2@gmail.com| 

📲 (702) 291-7098

🌐 https://www.realestatequeenoflasvegas.com

📱 Follow on Instagram: realestatequeenoflasvegas